Many sellers choose to hire us to accurately give them true market conditions. An appraisal considers the market condition, the property, and a number of other factors to reach an opinion of value. The opinion can be a useful tool to help you set a listing price. In some instances the appraisal can become a 3rd party negotiating tool. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an independent, professional appraiser’s value opinion.

Typically banks will not allow an individual to select his/her own appraiser. Most lending institutions have a panel of appraisers from which they choose. You should talk to the individual institution regarding their policies. You may inquire to see if we are on the lender’s appraisal panel.

Yes, we can. PMI stands for “Private Mortgage Insurance” and is fee added to many loans. Typically this charge is added to loans on homes with less than 80% equity. Check with your lending institution regarding their policies before proceeding with an independent appraisal. Each institution may have a different policy regarding the removal of PMI.